Travel Insurance from ICICI Lombard: A Comprehensive Guide for 2023

Travel insurance is a type of insurance that protects travelers against unexpected financial losses that may occur while they are traveling. This can include losses due to medical emergencies, trip cancellations, baggage loss, and other unforeseen events.

Why Buy Travel Insurance from ICICI Lombard?

ICICI Lombard is one of the leading general insurance companies in India, and it offers a wide range of travel insurance plans to suit the needs of different travelers. ICICI Lombard travel insurance plans are comprehensive and affordable, and they offer a number of valuable benefits, including:

Comprehensive coverage: ICICI Lombard travel insurance plans cover a wide range of risks, including medical emergencies, trip cancellations, baggage loss, personal accidents, and more.
Affordable premiums: ICICI Lombard travel insurance plans are very affordable, and the premiums vary depending on the type of plan and the sum insured.
Cashless hospitalization: ICICI Lombard offers cashless hospitalization facilities at its network hospitals around the world. This means that travelers can get the medical treatment they need without having to worry about paying for it upfront.
24/7 customer support: ICICI Lombard offers 24/7 customer support to its travel insurance policyholders. This means that travelers can get help with their claims or any other travel-related issues at any time of day or night.

Features and Benefits of ICICI Lombard Travel Insurance

Medical Coverage: ICICI Lombard travel insurance plans offer comprehensive medical coverage for travelers, including:

Hospitalization expenses: ICICI Lombard will cover the cost of hospitalization, including room and board, surgery, and medical treatment, up to the sum insured specified in the policy.
Outpatient expenses: ICICI Lombard will also cover the cost of outpatient medical expenses, such as doctor’s visits and prescription drugs.
Emergency medical transportation: ICICI Lombard will cover the cost of emergency medical transportation back to India in case of a serious illness or injury.

Trip Cancellation and Interruption Coverage: ICICI Lombard travel insurance plans also offer trip cancellation and interruption coverage. This means that travelers can get reimbursed for the cost of their trip if they have to cancel or interrupt their trip due to a number of covered reasons, including:

Medical emergencies: If the traveler or a family member becomes ill or injured before or during the trip, ICICI Lombard will reimburse the cost of the trip.
Natural disasters: If the traveler’s destination is affected by a natural disaster, such as a hurricane or earthquake, ICICI Lombard will reimburse the cost of the trip.
Political unrest: If the traveler’s destination is affected by political unrest, such as a war or civil war, ICICI Lombard will reimburse the cost of the trip.

Baggage Coverage: ICICI Lombard travel insurance plans also offer baggage coverage. This means that travelers can get reimbursed for the cost of their lost or damaged luggage.

Personal Accident Coverage: ICICI Lombard travel insurance plans also offer personal accident coverage. This means that travelers can get compensated in case of death or disability caused by an accident while traveling.

Other Key Features and Benefits: ICICI Lombard travel insurance plans also offer a number of other key features and benefits, including:

Emergency cash advance: ICICI Lombard can provide travelers with an emergency cash advance if they lose their money or wallet while traveling.

How to Buy ICICI Lombard Travel Insurance

To buy ICICI Lombard travel insurance, you can visit the ICICI Lombard website or contact a travel agent. You will need to provide some basic information, such as your name, contact information, travel dates, and destination. You will also need to choose the type of plan and the sum insured that best suits your needs.

How to File a Claim with ICICI Lombard Travel Insurance

If you need to file a claim with ICICI Lombard travel insurance, you can do so online or by calling the ICICI Lombard customer care number. You will need to provide some basic information about your claim, such as the date and location of the incident, the nature of the claim, and any supporting documentation.

FAQs about ICICI Lombard Travel Insurance

What is the minimum sum insured for ICICI Lombard travel insurance?

The minimum sum insured for ICICI Lombard travel insurance varies depending on the type of plan. However, the minimum sum insured for most travel insurance plans is ₹50,000.

What are the different types of ICICI Lombard travel insurance plans available?

ICICI Lombard offers a variety of travel insurance plans to suit the needs of different travelers. Some of the most popular travel insurance plans offered by ICICI Lombard include:

Single trip travel insurance: This type of travel insurance is designed for travelers who are taking a single trip.
Annual travel insurance: This type of travel insurance is designed for travelers who are taking multiple trips within a year.
Family travel insurance: This type of travel insurance is designed for families who are traveling together.

Does ICICI Lombard travel insurance cover COVID-19?

Yes, ICICI Lombard travel insurance covers COVID-19, subject to certain conditions. Travelers should check with the ICICI Lombard website or customer care department for more information.

Conclusion

ICICI Lombard travel insurance is a comprehensive and affordable travel insurance solution that can help travelers protect themselves against unexpected financial losses. ICICI Lombard travel insurance plans offer a wide range of benefits, including medical coverage, trip cancellation and interruption coverage, baggage coverage, personal accident coverage, and more. Travelers can easily purchase and file claims for ICICI Lombard travel insurance online or by calling the ICICI Lombard customer care number.