First Bank Loan Code 2024: How To Apply and Requirements

Do you need money to finance your business, get a car or build your dream home, you can get a quick cash loan when you request and dial the first bank loan ussd Code *894*11# to apply for first bank loan.

First Bank Loan Review

First Bank is one of the top bank’s in Nigeria that offers instant cash bank loans without paperwork or collateral with a low interest rates.

They offer varieties of loans starting from:

First bank personal loan
First bank business loan
First bank student loan
First bank mortgage loan
First bank auto mobile loan
First bank salary advance loan etc..

Best First Bank Loan To Apply

1. First Bank Personal Mortgage Loan

First bank personal mortgage loan helps you in buying your first home, constructing or simply renovating? Their flexible home loan will give you the financial boost you need to support your project.

Requirements For Applying:

Application letter
Personal Home Loan Application form
Last 3 months payslip
Statement of accounts
Applicant’s letter of total emolument
Confirmation of applicant’s employer on FBN approved list
Valid title document
Letter for irrevocable domiciliation of salary for the duration of the facility.

How To Apply:

Download the Home Loan Application Form
Complete the form and submit at the nearest FirstBank branch.

2. First Bank Personal Salary Loan

Do you have a salary account with FirstBank, you can get a cash loan of Upto 2M without collateral.

Simply fill their Loan Application Form to start enjoying their Personal Loan Against Salary structure which is designed to help you cover pressing financial obligations before pay-day arrives.

Why First Bank Salary Loan:

You get up to 36 months repayment option,
Subject to retirement age of 60 years and the Repayment Structure is Flexible.
A guarantor is not required
The processing time is quick
Equity contribution is not required.
Minimum documentation is required
Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

Requirements And How To Apply:

Application letter
Personal Loan Application form
Payslip
Statement of accounts
Applicant’s letter of total emolument
Confirmationof applicant’s employer on FBN approved list
Letter of irrevocable domiciliation of salary for the duration of the facility.
Complete the form and submit at the nearest FirstBank branch.

3. First Bank Car Loan

Do you want to get your first car or even upgrade your old car with the first bank flexible automobile loan, you can get your dream and perfect car.

4. First Bank Joint Mortgage Loan

With first bank Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals.

This loan is flexible and repayment pressure is reduced.

Features Of Joint Mortgage Loan:

Applicants are legitimate couples or registered partners
Repayment capacity is on both applicants
Applicants are both financially committed
Applicants are joint and co-owners of the property
Loan obatainable is N70 million
Maximum tenor of 240 months (20 years), subject to 60 years retirement age
Minimum equity contribution of 20-30% depending on the location.

Why Get A Joint Mortgage Loan:

Flexible repayment structure
Loan repayment is distributed between the spouses easing up repayment pressure
Competitive interest rates.

Required Documents Needed To Apply:

Consumer Loan Request Form
Status Enquiry of Employer form
Current 3-6 months payslip
3-6 months Bank Account Statement
3 passport photographs
Means of Identification- Driver’s License/International Passport/National Identification
Utility Bill of residence/Company address
Letter of recent remuneration
Current account with First Bank
Letter of Introduction from employer.

How To Apply:

Download the Consumer Loan Application Form
Completet the form and submit to the Retail Team at the nearest First Bank branch.

Other Financing Options Offered By First Bank Loan

First Bank Student Loan

This type of loan is actually for students or parents who wants to train their kids in school.

First Bank Medical Bills Loan

Request and apply for first bank medical bills loans through their website.

First Bank Holiday Finance

Planning a holiday and needs a financial support? With First bank holiday loan, you can cover all expenses and travel to anywhere you want.