12 Tips On What To Do When You Have No Money

Not having money at all can be a really frustrating thing to experience. It gets more complicated when you lack knowledge of what to do when you have no money.

To a lot of individual the first thing that pops into their head is getting a job. Getting a job will only bring you a temporal relief. Put a smile on your face as you take a look at this helpful list of 12 things you can do when you literarily have no money and no job!

But first….there is something you need to know

Owning a job or having loads of cash does not guarantee you are not going to get broke someday… What do you do when faced with a real emergency situation?

There comes a time when you have to make some really hard choices and it could meet you unprepared. The kind of situation you might face hard is:

  • Deciding whether to buy a great meal or Put the heating on
  • Replace your worn out clothes or have a nice haircut at the salon
  • Buy gas for your car or take the bus

Are you currently thinking life cannot have you face such a position?

Do you feel really secured with having a job that pays you well?

Wake up! Life can force what we deserve and what we do not deserve on us. Truth be told, life is not fair and everything you so rely on can vanish into thin air in a matter of seconds. No one prays for unfortunate things to happen but they happen anyway. Bad things like getting fired, facing an overwhelming debt, devaluation of currency or fire that burns all of your properties or your savings.

Think about these things and think real hard: there is just a thin line between comfort and a situation where you have no money to pay your bills.

And if you are thinking that people facing poverty is because of their inability to save up on “emergency fund”, you might want to think again.

You might be right but also can be completely wrong. These people probably never even had sufficient income to build one. Poverty is a deadly disease that can affect your soul when not taken care of.

During my undergraduate programme at the university, there are days when I was broke and had no money at all. I simply did any of the following four things:

  1. Went to school factory to get some sachet water so my belly stops making volcanic eruption sounds;
  2. Borrowed up some cash from a few friends.
  3. Took up a part time job; or
  4. Phoned my Parents (I give mom a call most of the times) and asked for money (they never declined each time).

But the world is changing and most of the people reading this blog would prefer to make some cool cash for themselves.

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Am I right? Yes, I am

Here is what to do when you have no money and are bored. These points come from personal experience, survey and discussion and long deep research.

What to do when you have no money

1. You need to have some capital (cash at hand)

You might be borrowing it (most likely) but you need to have some capital (cash at hand). Spend it wisely as this is your startup cash. This will help you pay for small items and sustain you while you engage yourself in money making activities.

2. Learn more about emergency schemes and taking advantages of them

There are different schemes that care for people facing financial crisis.

Feel free to ask about these when you visit a Job Centre.

3. Ask your friends and family for help

A few personal finance advisors will say things like “never lend money to family”

I believe this is not right and is really a mean thing to do. If you refuse to help a family member out (when you have the capacity to do so), our humanity not our state of wellbeing is threatened.

4. Participate in a contest (dancing contest or beauty contest)

You can take part in contests to show your skills, gifts, abilities and talents to the world. It doesn’t matter if it’s a dancing contest, beauty contest, singing contest or fitness contest, just make sure you enjoy and love doing it. Competitions can help you attain great heights by showing off the best parts of yourself to the world while acquiring a bit of fame. Who knows, you just might come up in first place (winks).

5. Baby-sit a child or baby

Children can go from “sweet” to incredibly a “pain in the butt”. This is why to master the art of babysitting, you must learn and show great concentration and patience. However, a cute smile or cackle from a baby will make all the time and stress experience totally rewarding.

Still wondering what to do when you have no money?

To make some money, you can try babysitting a neighbour’s child. This can be done as a part-time job so you have enough time to do something else.

6. Do some performance in the street

Are you a courageous person or love getting some attention? You can do a magic or acrobatic show, play an instrument or sing a song on the street to earn quick cash. Yes, it might seem daunting but it worth a try if you can captivate your audience.

7. Join free festivals or a carnival

This will provide you with unlimited fun and free food and beverages. You just might b lucky to get your hands on some free souvenirs too! Pretty sure they’ll allow you get greedy a bit since you currently have no money.

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8. Make a video and upload on YouTube

Just think about a category and topic-there is probably an audience on there waiting for your amazing videos. With just a few-minute-clip, your videos can create an instant buzz on the internet. You can also make some revenue from YT advertisement when your video goes viral.

Need more ideas on what to do when you have no money ? Read on

9. Sell some, most or all of your old stuff

Do you have unused stuffs or things that are no longer useful for you, why not sell them to make a second source of income? Simply hold a garage sale or sell on auction sites such as Amazon or ebay.

10. Build A helpful Mobile App

Launching a mobile app takes only efforts and no money. However, if you have no knowledge of app development, you can ask your tech savvy friends for a favour or take up a free course. After you are done, put it up on playstore or Appstore, it’s a really simple process. You’d feel accomplished and proud when your app begins to perform great and as the download increase, you can choose to monetize it.

The feeling it comes with is A-MA-Z-I-N-G and is a must try if you need help with what to do when you have no money.

11. Grab your camera and take photos around

Do you own a great camera or a nice fun with some techie know-how with some image editing apps? You can begin taking photos of ordinary things and making them extra ordinary! The rule to having a great looking photo is creativity! Ensure you shoot at different angles to get great results. You can then sell pictures online or to friends and family.

12. Have some fun with some audio-visual entertainments

Life is too short to be wasted on worries. If you are feeling lazy on a particular day, stay indoors and play video games, your favourite songs or watch TV.

Of course I don’t pray for you to have no money, but if unfortunately it happened to you, try on the 12 things listed above and move on with your life!

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